Russ Schwandt, REALTOR® Serving Southwest MT

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Fine Homes, Commercial & Acreage

Looking for that Special Property


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Welcome to ButtetoDillon.com Serving all of SW Montana


 

Welcome to Southwest Montana!

2016 Montana Association of REALTORS® REALTOR® of the year!  Working for you first and foremost; from the first time home buyer, to selling, to buying a fine home or to diversify your portfolio with commercial properties, a true working ranch, income properties or simply recreational, etc.,  Contact me, Russ Schwandt and I'd be happy to assist you with this important transaction.  I can find you that particular property, email me at russ@montanainvestments.us as your Real Estate agent.

Please contact me if your looking for fine homes, acreage, investments, recreational, or commercial opportunities. I serve all of southwestern Montana from Butte to Dillon, Fairmont to Anaconda onto the Polaris and Wise River.  Literally all of southwest Montana under the 'Big Sky.'  If your heading to Montana Tech or Western, I can help you find that right college property. And those of you looking for a unique property I would be more than glad to share with you what the 'Richest Hill on Earth' has to offer in historic uptown Butte or Historic parts of southwest Montana. 

Enjoy all that Montana has to offer from the Montana Folk Festival in Butte, to Ghost Towns such as Bannack,  Big Game Hunting to blue ribbon fisheries, the PRCA Dillon Rodeo etc.,   And for those of you are considering Soutwest Montana as a relocation or retirement destination, I can aide in your relocation as your Destination Specialist.  #buttetification,#Montanafolkfestival,#Homeseteadrealestate,#Dillonmontana

Once again welcome and let me give you the key to your dreams. 

Respectfully,

Russ Schwandt ~ REALTOR
®
Homestead Real Estate

Literally Serving all of Southwest Montana

2016 Montana Assocation REALTOR® of the Year & a Montana Raised REALTOR® MAR, NAR, 2017 OMEGA TAU RHO recepient, 2015 President of BBOR/RMAR, WHS, Zoning Commission Member, City of Dillon Council Member, Museum Board, President of Pink Heals Southwest Montana, 2015 BBOR/RMAR REALTOR® of the Year,.

 Please NO SOLICITING ALLOWED or PERMITTED

 

 


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

LAND


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